Welcome to T.M.S. Kar-mel!

T.M.S. Kar-mel Communities is our integrated homebuilders and communities website featuring Home Building Plans, New Home Communities, New Home Land and Lots, and Financing Programs offered by participating affiliated Building Societies, Credit Unions, and Mortgage Lenders within the United States and in Countries wherein we have listed Communities and Developments. For prospective Buyers, Builders, Mortgage Lenders, Realtors, and Organizations, we are posting information for your convenience.

T.M.S. Kar-mel Communities features several New Home Community developments and Scattered Land and Lots covering more than fifteen States across the continental United States, Puerto Rico, the US Virgin Islands, and more than twenty-seven countries worldwide, utilizing our Superior Steel Frame and Fiber Reinforced Cement and Concrete Products and Systems. 

At T.M.S. Kar-mel Communities the real estate and mortgage services marketing and sales consulting arm of T.M.S. Building Innovations and T.M.S. Builders Group representing its affiliated CDFIs, Developers, and Organizations hosting their Communities, Developments, Homes, and Units within our Global Communities Platform. We work hand-in-hand with Builders, Contractors, and Financing Entities to ensure Pre-Sold Homes and Financing Documents are processed in a timely manner, as well as any other additional requirements are met.

Let Your Homeownership Vision Come True!